Target REDcard is a credit or debit card that you can use to pay your purchases at Target stores or online. This card gets you instant rewards by giving you cash back on every order you make at Target. No points to cumulate then redeem when a certain threshold is reached. Just 5% off every purchase, every day. Plus you get free shipping on most items. Plus you get 30 extra days to return most items. On top of that, you get early access to select events, products and promotions. Some restrictions apply. See REDcard page for complete details.